Products & Services
The right card for you

You can rely on Unity One CU to offer highly-competitive VISA credit cards with lots of extras such as travel accident insurance, low monthly payments, reward points and cash access at any ATM that accepts VISA. Check out our many options and benefits below, and apply for the card that's right for you!

Plus, Unity One offers no balance transfer fees, download the form here. Access your VISA Credit Card account here through EZCardInfo.

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Types of Visa Cards

VISA Gold Card Rates on a Unity One CU VISA Gold Card as low as 7.9% APR*

  • Same low rate for purchases, cash advances and balance transfers
  • Credit limits from $500 to $20,000
  • View and pay your VISA card bill online with EzCardInfo.com
  • Monthly payments of only 3% of Balance
  • $500,000 Travel Accident Insurance
  • No cash advance ATM withdrawal** or annual fee
  • No balance transfer fees
  • Reward Points provided by Scorecard Rewards - With every swipe of your VISA Gold Card, you earn points. Redeem those points for merchandise and travel. Click here for Frequently Asked Questions.
  • More about Scorecard Rewards. Click here to visit the Scorecard Rewards site.

VISA Classic Card Rates on a Unity One CU VISA Classic Card as low as 11.9% APR*

  • Same low rate for purchases, cash advances and balance transfers
  • Credit limits up to $7,500
  • View and pay your VISA card bill online with EzCardInfo.com
  • Monthly payments of only 3% of Balance
  • $250,000 Travel Accident Insurance
  • No cash advance ATM withdrawal** or annual fee
  • No balance transfer fees

VISA Savings-Secured Card Rates on a Unity One CU Savings-Secured VISA Card as low as 13.9%*

  • Same low rate for purchases, cash advances and balance transfers
  • Credit limits up to $500 with $1,000 pledged
  • View and pay your VISA card bill online with EzCardInfo.com
  • Monthly payments of only 3% of Balance
  • $250,000 Travel Accident Insurance
  • No cash advance ATM withdrawal** or annual fee
  • No balance transfer fees

VISA Starter Card (Must be at least 18 years of age) Rates on a Unity One CU Starter VISA Card as low as 17.9% APR*

  • Little or no credit history
  • Same low rate for purchases, cash advances and balance transfers
  • Credit limits up to $500 (ability to increase limit with good payment history)
  • View and pay your VISA card bill online with EzCardInfo.com
  • Monthly payments of only 3% of Balance
  • $250,000 Travel Accident Insurance
  • No cash advance ATM withdrawal** or annual fee
  • No balance transfer fees


*APR is annual percentage rate. **Non Unity One CU ATM machines may access a surcharge for cash withdrawal. Click here for more disclosures.

VISA Gift Cards Finding the perfect gift just got easier with Visa Gift Cards! They are prepaid cards that can be used at millions of location where Visa debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser. Purchase a Visa Gift Card at any of our convenient branch locations.

  • Perfect choice for birthdays, holidays, weddings and all your gift-giving occasions
  • The recipient can use the Visa Gift card to buy what he/she wants and when.
  • Any dollar value from $25 to $700
  • Starting the 13th consecutive month after there has been no activity, a $4.95 maintenance fee will be added to the card's balance and continue each month until the balance is zero (or as allowed by law).
  • To check the value of the gift card, visit www.mygiftcardmanager.com and enter the card number, or contact the Gift Card Center at (866) 586-4438.
  • There is a lost/stolen fee of $8 to replace the card.
  • There is a $3 per card processing fee payable at the time of the Gift Card purchase.