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We’re all about making mortgages easy. Whether you are purchasing or renovating, whether it’s your first home or your last, we bend over backwards to make sure your borrowing experience doesn’t put a damper on the whole experience.

  • Competitive interest rates
  • Low closing costs
  • No prepayment penalties
  • Prequalification services
  • Knowledgeable, friendly mortgage specialists

When it comes to mortgages, knowledge is peace of mind.
Get a clearer understanding of mortgage terms and conditions.

Check Mortgage Rates

Apply for a Mortgage
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Home Equity Line of Credit

Use the equity in your home to improve your home? Bold move. With a line of credit, you can draw on the funds for home repairs and improvements or other life expenses – when you need them.

A Home Equity Line of Credit can be used for a variety of purposes!

  • Rates are excellent compared to traditional financing options such as a personal loan or VISA purchase.
  • Use your home’s equity for home improvements, debt consolidation, and more!
  • Easy access to funds through Express Online Banking.
*HELOC rates are variable and may change once a year in May. Per annum cap is 2% APR, floor rate of 5.5% APR and ceiling of 16% APR. We do not charge an origination fee though other fees may apply for loans over $150,000. Certain restrictions do apply, so please consult with your Tax Advisor regarding the deductibility of interest. Unity One CU currently offers Home Equity loans only in the following states: Minnesota, Wisconsin and Texas. See a Member Service Officer for more details and information.

Interest may be tax deductible.

Consult your tax advisor!

Tell Me More About
a Home Equity Line of Credit

at Unity One