Fraud Alert: The credit union will NEVER ask for your online account login credentials, social security number, date of birth or any other private account information through unsecure channels like phone calls, text or emails.
Savings Accounts
Primary Savings Account |
0.10% APY |
High Yield Savings Account3 |
1.70% APY |
Secondary Savings Account1 |
0.10% APY |
IRA Savings Account2 |
0.15% APY |
Holiday Savings Account4 |
0.15% APY |
Vacation Club Account4 |
0.10% APY |
*APY = Annual Percentage Yield.
1Transfer Limits
2IRA Withdrawal Limts Apply
3Rate is variable and subject to change. No monthly service charge if your account falls below $10,000. You will not earn dividends if your account falls below $10,000. Terms and conditions of this offer are subject to change without notice. Withdrawal limitations apply. Maximum of six electronic withdrawals a month allowed per Federal Regulation D. E-statement required with a High Yield Savings Account. You will be assessed a $2 fee per month if you opt-out or cancel your E-Statement service. (IRA/Roth IRA High-Yield Savings notice: withdrawal limits apply and may be subject to IRS penalties. Consult your Tax Advisor for guidance.)
4Minimum opening deposit of $10.00. Unlimited additional deposits. Minimum add-on amount of $10.00 per month. No withdrawals allowed. Renewed automatically. Convertible feature not available.
Money Market Account1
$0 - $2,499.99 |
0.10% APY |
$2,500 - $4,999.99 |
0.50% APY |
$5,000 - $9,999.99 |
1.10% APY |
$10,000 + |
1.70% APY |
*APY = Annual Percentage Yield.
1Withdrawal and Transfer Limits Apply
Checking Account Rates
Best Free Checking ($0 - $2,499.99)1 |
0.00% APY |
Best Free Checking ($2,500.00 +)1 |
0.01% APY |
Clean Start Checking1 |
0.00% APY |
*APY = Annual Percentage Yield.
1No Transfer Limits
Certificate Rates**
6 Months1 |
4.75% APY |
1 Year1 |
4.25% APY |
18 Months1 |
5.10% APY |
2 years1 |
3.50% APY |
3 Years1 |
3.25% APY |
*APY = Annual Percentage Yield.
**
Name Your Own Term. You can set your certificate with a term that best suits your needs. The term must be set in full-month increments and cannot be less than 6 months or greater than 4 years. The rate you receive is the same as the rate of the certificate preceding it. For example, a 10 month certificate will earn the 6-month rate and a 40-month certificate will would earn the 3-year rate.
1. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For all certificate accounts, the dividend rate and APY are fixed and will be in effect for the term of the account. The APY is based on an assumption that dividends will remain on deposit until maturity. A withdrawal will reduce earnings. Fees could reduce earnings on the account.
Certificate of Deposit Minimum Opening Deposits:
6 Month Savings Certificate: $1,000
1 Year Savings Certificate: $500
18 Month Savings Certificate: $500
2 Year Savings Certificate: $500
3 Year Savings Certificate: $500
Auto Loan Rates
New and Used Models 2018 and Newer |
Up to 36 Months |
6.24% APR* |
Up to 48 Months |
6.59% APR* |
New and Used Models 2020 and Newer |
Up to 66 Months |
6.74% APR* |
Up to 75 Months |
7.29% APR* |
Used Models 2017 |
Up to 36 Months |
11.40% APR* |
*
APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Auto Loan of $15,000 financed at 6.24% APR for 36 months would be $457.96 per month or $30.53 per $1,000 borrowed. The term of repayment affects the monthly payment obligation.
RV and Boat Loan Rates
Models 2018 and Newer |
|
Up to 72 Months |
9.55% APR* |
Up to 120 Months |
10.55% APR* |
Models 2020 and Newer |
|
Up to 144 Months |
11.55% APR* |
*
APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on a Boat or RV Loan of $15,000 financed at 9.55% APR for 72 months would be $274.50 per month or $18.30 per $1,000 borrowed. The term of repayment affects the monthly payment obligation.
Motorcycle Loan Rates
New Models 2022 and Newer |
Up to 60 Months |
9.10% APR* |
Used Models 2019 - 2021 |
Up to 48 Months |
11.20% APR* |
*APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Motorcycle Loan of $15,000 financed at 9.10% APR for 60 months would be $312.10 per month or $20.80 per $1,000 borrowed. The term of repayment affects the monthly payment obligation.
Home Loan Rates
Mortgages |
Rate |
Terms vary by Product |
Rates Vary Daily |
Home Equity Line of Credit |
Rate |
Terms vary |
Variable |
Personal Loan Rates
Signature & Lifestyle Loans |
|
Up to 12 Months |
8.24% APR* |
Up to 24 Months |
9.74% APR* |
Up to 36 Months |
10.24% APR* |
Up to 48 Months |
11.74% APR* |
Up to 60 Months |
14.74% APR* |
Savings Certificate Secured Loan |
|
Up to 36 Months** |
4.00% APR* |
Line of Credit |
|
Variable |
13.00% APR* |
Cash Advance Loan |
|
Monthly, Semi-Monthly, Weekly or Semi-Weekly Terms |
18.00% APR* |
*
APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on a Personal Loan of $5,000 financed at 7.24% APR for 12 months would be $433.19 per month or $86.63 per $1,000 borrowed. Payments are due on the 25th of the month.
**APR for this type of loan is 2% above Account Dividend Rate up to 36 months with a floor rate of 4.00%.
Credit Card Rates
VISA® Gold Credit Card |
7.90% APR* |
VISA® Classic Credit Card |
11.90% APR* |
VISA® Savings Secured Credit Card |
13.90% APR* |
VISA® Starter Credit Card |
17.90* APR* |
*
APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate.
±View more VISA® disclosures here.
Rates effective as of March 15, 2024.
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