Savings Accounts

Primary Savings Account 0.15% APY
High Yield Savings Account3 0.75% APY
Secondary Savings Account1 0.15% APY
IRA Savings Account2 0.20% APY
Holiday Savings Account4 0.20% APY
Vacation Club Account4 0.15% APY

1Transfer Limits
2IRA Withdrawal Limts Apply
3Rate is variable and subject to change. No monthly service charge if your account falls below $10,000. You will not earn dividends if your account falls below $10,000. Terms and conditions of this offer are subject to change without notice. Withdrawal limitations apply. Maximum of six electronic withdrawals a month allowed per Federal Regulation D. E-statement required with a High Yield Savings Account. You will be assessed a $2 fee per month if you opt-out or cancel your E-Statement service. (IRA/Roth IRA High-Yield Savings notice: withdrawal limits apply and may be subject to IRS penalties. Consult your Tax Advisor for guidance.)
4Minimum opening deposit of $10.00. Unlimited additional deposits. Minimum add-on amount of $10.00 per month. No withdrawals allowed. Renewed automatically. Convertible feature not available.

Money Market Account1

$0 - $2,4999.99 0.15% APY
$2,500 - $4,999.99 0.25% APY
$5,000 - $9,999.99 0.40% APY
$10,000 + 0.50% APY

1Withdrawal and Transfer Limits Apply

Checking Account Rates

Best Free Checking ($0 - $2,499.99)1 0.00% APY
Best Free Checking ($2,500.00 +)1 0.05% APY
Clean Start Checking1 0.00% APY

1No Transfer Limits

Certificate Rates**

6 Months1 1.50% APY
1 Year1 1.90% APY
18 Months1 2.10% APY
2 years1 2.30% APY
3 Years1 2.60% APY


**Name Your Own Term. You can set your certificate with a term that best suits your needs. The term must be set in full-month increments and cannot be less than 6 months or greater than 4 years. The rate you receive is the same as the rate of the certificate preceding it. For example, a 10 month certificate will earn the 6-month rate and a 40-month certificate will would earn the 3-year rate.

Auto Loan Rates

New and Used Models 2013 and Newer
Up to 36 Months 3.44% APR*
Up to 48 Months 3.69% APR*
Up to 66 Months 3.89% APR*
Up to 75 Months  4.59% APR*
Used Models 2012 and Older
Up to 36 Months 8.19% APR*

*APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on an Auto Loan of $15,000 financed at 4.25% APR for 60 months would be $277.94 per month or $18.53 per $1,000 borrowed. The term of repayment affects the monthly payment obligation.

RV and Boat Loan Rates

Models 2013 and Newer  
Up to 72 Months 6.60% APR*
Up to 120 Months 7.60% APR*
Models 2015 and Newer  
Up to 144 Months 8.60% APR*

Motorcycle Loan Rates

New Models 2017 and Newer
Up to 60 Months 7.15% APR*
Used Models 2014 - 2016
Up to 48 Months 9.15% APR*

Home Loan Rates

Mortgages Rate
Terms vary by Product Rates Vary Daily
Home Equity Line of Credit Rate
Terms vary Variable

Personal Loan Rates

Signature & Lifestyle Loans  
Up to 24 Months 9.99% APR*
Up to 36 Months 10.99% APR*
Up to 48 Months 12.99% APR*
Savings Certificate Secured Loan  
Up to 36 Months** 4.00% APR*
Line of Credit  
Variable 13.00% APR*
Cash Advance Loan  
Monthly, Semi-Monthly, Weekly or Semi-Weekly Terms 18.00% APR*

*APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate. Payments on a Personal Loan of $5,000 financed at 9.99% APR for 24 months would be $230.70 per month or $46.14 per $1,000 borrowed. Payments are due on teh 25th of the month.
**APR for this type of loan is 2% above Account Dividend Rate up to 36 months with a floor rate of 4.00%.

Credit Card Rates

VISA® Gold Credit Card 7.90% APR*
VISA® Classic Credit Card 11.90% APR*
VISA® Savings Secured Credit Card 13.90% APR*
VISA® Starter Credit Card 17.90* APR*

*APR = Annual Percentage Rate. APR quoted "as low as" and are subject to change. Must qualify for the lowest rate.
±View more VISA® disclosures here.
Rates effective as of June 20, 2019