Fraud Alert: We’ve received reports of individuals posing as our fraud department, falsely claiming to conduct investigations. These impostors may ask for sensitive information like access codes sent to your phone or request you visit the branch to withdraw funds. They may also claim to send a representative to assist. NEVER share your account details, PIN, or other sensitive info. If you suspect fraud, contact Unity One Credit Union immediately at 800-628-5517.
Effective as of June 29, 2022 and subject to change.
| BEST FREE CHECKING |
None |
| CLEAN START CHECKING |
$10 monthly with direct deposit, $15 without direct deposit |
| BASIC CHECKING ACCOUNT (2ND CHECKING) SERVICE CHARGE |
$3.00 per month |
| PRIVILEGE PAY USAGE FEE |
$35.00 per item |
| NSF (NON-SUFFICIENT FUNDS TO COVER) |
$35.00 per item |
| express card nsf (non-sufficient funds to cover) |
$35.00 per item |
| ach returned nsf |
$35.00 per item |
| photo request (copy of cleared check) |
$1.00 per copy after first 2 free per statement period |
| per check cleared |
50 checks free per month, $0.10 per item after 50 |
| card replacement fee |
$7.00 each |
| stop payment |
$25.00 per item or series of items |
| bill pay stop payment |
$25.00 per item or series of items |
| checks placed for collection |
$30.00 per check |
| check printing |
Varies on style and quantity ordered. |
Effective as of February 6, 2026 and subject to change.
| Coin Machine |
Members = 3.00% of total
Non-Members = 5.00% of total
|
| money market check printing |
Price varies, contact credit union |
| money market/high yield savings exessive withdrawal |
$18.00 per item over six per month |
| statement copy research |
$15.00 per hour, first 15 minutes free |
| account history printout |
$2.00 per request |
| ach stop pay |
$25.00 per item or series of items |
| returned check (single party) |
$30.00 per item |
| returned mail (bad address) |
$5.00 per item |
| returned check (second party) |
$10.00 per item |
| check by phone |
$10.00 per item |
| wire transfer (incoming) |
$5.00 per item |
| wire transfer (outgoing) |
$15.00 per item |
| vigo wire |
1% Federal Remittance Tax |
| western union (domestic) |
$18.00 per item |
| western union/wire transfer (Internationally) |
$30.00 per item
International funds transfer may be subject to additional fees & taxes. Outgoing International fee/dollar amount may vary with exchange rates. |
| money orders |
$2.00 each |
| Non-member notary fee |
$5.00 per service |
| teller check withdrawal fee |
2 free per month, $5.00 each additional |
| non-member check withdrawal fee |
$5.00 each |
| non-member non-sufficient funds (nsf) fee |
$15 per transaction |
| check cashing |
Free for accounts with compensating funds
1% of the check amount (minimum fee of $2.00, maximum fee charge of $10.00) |
| External Loan Payment |
Free for members through our Online, Mobile or Voice Banking channels.
$10.00 through our Guest Web channel, Contact Center or Member Solutions (Collections) department.
|
Effective as of February 25, 2019 and subject to change.
| monthly service fee |
No fee with average daily balance over $2,500, otherwise $10 per month |
| currency in |
Free up to $5,000 per transaction, 0.01% fee over $5,000 |
| currency out |
free up to $500 per transaction, .015% fee over $500 |
| check transaction |
200 free per month, $0.25 per item from 250-500, $0.30 per item over 501 |
| rolled coin |
Five rolls free per day, $0.08 per roll above five |
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